/* Author's next chapter. Scoped to this block; approved site styles stay intact. */
.bp-after-debt{padding:48px 0 44px;background:#f2f4ef;border-block:1px solid #e1e6dc;scroll-margin-top:110px}
.bp-after-debt .bp-after-debt-heading{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,1fr);align-items:center;gap:48px;margin-bottom:32px}
.bp-after-debt h2{margin:0;font-family:var(--bp-display);font-size:clamp(1.875rem,3.15vw,2.625rem);line-height:1.2;font-weight:450;letter-spacing:-.045em;color:#183038;text-wrap:balance}
.bp-after-debt h2 em{font-style:normal;color:#42664f}
.bp-after-debt .bp-after-debt-heading>p{margin:0;font-size:1rem;line-height:1.8;color:#59695f;max-width:540px}
.bp-after-debt .bp-after-debt-directions{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0;background:#fff;border-radius:5px}
.bp-after-debt .bp-after-debt-direction{min-width:0;margin:0;padding:28px 32px 30px;border-top:2px solid #d5a173}
.bp-after-debt .bp-after-debt-direction+article{border-left:1px solid #e3e7df;border-top-color:#93a896}
.bp-after-debt h3{font-family:var(--bp-display);font-weight:450;font-size:1.375rem;line-height:1.35;letter-spacing:-.025em;color:#203930;margin:0 0 14px;text-wrap:balance}
.bp-after-debt .bp-after-debt-direction>p{margin:0;color:#5c695f;font-size:1rem;line-height:1.8}
.bp-after-debt .bp-after-debt-reserve{display:grid;grid-template-columns:minmax(0,.65fr) minmax(0,1.7fr);gap:36px;align-items:start;margin-top:28px;padding:0 0 0 20px;border-left:3px solid #d7a077}
.bp-after-debt .bp-after-debt-reserve h3{font-size:1.125rem;line-height:1.5;margin:0}
.bp-after-debt .bp-after-debt-reserve>p{margin:0;font-size:1rem;line-height:1.75;color:#5c695f}
@media(max-width:920px){
  .bp-after-debt .bp-after-debt-heading{grid-template-columns:1fr;gap:20px;margin-bottom:28px}
  .bp-after-debt .bp-after-debt-heading>p{max-width:760px}
  .bp-after-debt .bp-after-debt-direction{padding:24px}
  .bp-after-debt .bp-after-debt-reserve{grid-template-columns:minmax(0,.8fr) minmax(0,1.6fr);gap:24px}
}
@media(max-width:680px){
  .bp-after-debt{padding:34px 0 32px;scroll-margin-top:90px}
  .bp-after-debt h2{font-size:clamp(1.65rem,7vw,2.125rem)}
  .bp-after-debt .bp-after-debt-directions{grid-template-columns:1fr}
  .bp-after-debt .bp-after-debt-direction{padding:22px 20px 24px}
  .bp-after-debt .bp-after-debt-direction+article{border-left:0;border-top:1px solid #e3e7df}
  .bp-after-debt h3{font-size:1.25rem}
  .bp-after-debt .bp-after-debt-reserve{grid-template-columns:1fr;gap:10px;margin-top:24px;padding-left:16px}
  .bp-after-debt .bp-after-debt-reserve h3 br{display:none}
}
@media print{
  .bp-after-debt{background:#fff;padding:24px 0}
  .bp-after-debt .bp-after-debt-direction,.bp-after-debt .bp-after-debt-reserve{break-inside:avoid}
}